lunes, 27 de abril de 2015

Medios de Pago - La Llave al Comercio Electrónico


El Comercio Electrónico es una industria que ha crecido en grandes proporciones en los últimos años. Según un estudio realizado por la Asociación Mexicana de Internet (AMIPCI), en el 2012 creció un 57% alcanzando la cifra de 85,700 millones de pesos y posteriormente en 2013 tuvo un crecimiento de 42% llegando a la cifra de 121,600 millones de pesos. Esto se debe a la evolución en las actividades y hábitos de la población en general.

De acuerdo con la investigación de la AMIPCI, hoy en día un mexicano pasa entre 5 y 6 horas en su smartphone. El 65% de las personas dicen que no pueden salir sin su teléfono y dentro de las actividades destacadas en la web son: Redes Sociales, consulta de Correo Electrónico y Búsqueda de Información. El 37% de los internautas afirman haber realizado una compra por Internet. Estas nuevas tendencias por los internautas marcan la pauta para las empresas y es el motivo por el cuál cada vez más empresas optan por ingresar a esta industria. No sólo eso sino que también abrió la oportunidad para nuevas empresas en nuevos rubros de negocio.

Por estos motivos los Medios de Pago se han convertido en la llave para el Comercio Electrónico. Gracias a los medios de pago, las empresas han encontrado la manera de llevar a cabo este intercambio que es vital para las empresas.

En la actualidad existen diversos tipos de métodos de pago como: Tarjetas de Crédito y Débito, Depósito Bancario, Transferencia en Línea, Efectivo en tiendas de conveniencia y Otros. Cada uno de estos métodos ofreciendo una propuesta y un valor distinto para la empresas y sus usuarios. Por lo que es importante que las compañías conozcan bien su mercado para mejorar la experiencia de sus usuarios. Las empresas han ido descubriendo que en la web el cliente es el que manda ya que tiene el control sobre lo que hace click, lo que investiga, a dónde entra, entre otras cosas. Es por eso que es importante ofrecer una experiencia única al usuario y facilitar el proceso de compra. Un papel muy importante que recae en los medios de pago. 






31 comentarios:

  1. Yo soy, Jessica Shannon Shirley de EE.UU., Carolina del Norte lo prometo
    compartir este testimonio en todo el mundo una vez que mi marido de vuelta de nuevo a mí, y hoy con todo respeto quiero agradecer al Dr. Odenore por traer alegría y felicidad a mi relación y mi familia. Quiero informar a todos ustedes que hay un lanzador de hechizos que es real y genuino. Nunca he creído en alguna de estas cosas hasta que me solté mi marido, yo necesitaba ayuda hasta que me encontré con un gran lanzador de hechizos, y echó un hechizo de amor para mí, y me aseguró que voy a conseguir mi marido de vuelta en dos días después de la hechizo ha sido lanzado. Tres días después, mi teléfono sonó, y por lo tanto sorprendentemente, era mi marido que no me ha pedido últimos 6 meses, e hizo una disculpa por la rotura del corazón, y me dijo que está dispuesto a ser mi columna vertebral hasta el resto de su vida conmigo. Dr Odenore, lo soltó hasta saber lo mucho que me amaba y quería que él. Y abrió los ojos para imaginar lo mucho que hemos compartir juntos. Como yo estoy escribiendo este testimonio ahora I`m la chica más feliz del mundo y para mí y mi marido es vivir una vida feliz y nuestro amor es ahora más fuerte que la forma en que eran incluso antes de nuestra ruptura. Así que `s por qué me prometí a compartir mi testimonio en todo el universo. Todo agradecimiento al Dr. Odenore para el exceso de trabajo que ha hecho por mí. A continuación se muestra la dirección de correo electrónico, en cualquier situación en la que está siendo sometido a una rotura del corazón, y te aseguro que a medida que la mina ha hecho por mí, que sin duda le ayudará también. póngase en contacto con él ahora en el correo electrónico odenoretemple@gmail.com

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    (9) ¿Quieres mujeres / hombres para correr tras de ti.
    (10) Si usted quiere que su ex atrás.
    Póngase en contacto con él hoy por su ayuda y usted será feliz para siempre. RESPUESTA email: odenoretemple@gmail.com

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  18. I'm Tony Canbrell from Bergen, Norway, is really amazing having all my dreams come to reality with the aid of DR ODINANI OWELLE. I never believed it until i became a living testimony to it. I have been working for a steel company here in Norway for 8 years and my director always yell at me not doing the right things and whenever i try to confront him, he always give me deaf ears. I got home and i always talk to my wife about it and she became more curious to know where all these errors are coming from because she knows i'm a God fearing man and i don't compromize. She told her friends about my challenges in the office and to my greatest suprise, her friend was able to give me a helping hand with the aid of DR ODINANI OWELLE who i was able to contact through his email: odinanisolutioncentre1@gmail.com telling me that my director is under a spell been done by my colleauge who have hatred for me and guess what happened after DR ODINANI OWELLE helped me out. I went to work as usual and to my greatest suprise, my dirctor walked into my office and told me that he was really sorry for what he has been doing to me for he don't know what always comes to his mind whenever he sees me. Today, myself and my director are in good terms and we both work hard to hard like never before. I thank you DR ODINANI OWELLE for your help and if any of you have similar case or even more than this, you can contact DR ODINANI OWELLE via email: odinanisolutioncentre1@gmail.com for his help and victory is yours you can contact him with his EMAIL ADDRESS odinanisolutioncentre1@gmail.com.Or drodinanisolutioncentre.blogspot.com

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  19. I'm here to testify on how DR ODINANI OWELLE was able to help me bring back my husband to me who was under a love spell. My name is Annabel Canbrell from United Kingdom. I have been so faithful to my husband, we both enjoy our marriage life not until the wind blew off the candle. My husband became a monster in a human form, his attitude changed, he begins to keep late hour forgetting he is marriage. I kept on trying to talk to him about his sudden change but he felt so unconcern. I can't just sit and let my home fall apart rather i spoke with my friend about it. She smiled at me telling me that i have no worries anymore. I asked "how?" and she told me about DR ODINANI OWELLE'S miracleous works. She gave me his email and i wrote him directly at odinanisolutioncentre1@gmail.com concerning my family issue. I got a response from him and he told me not to feel worried anymore. DR ODINANI OWELLE gave me every bit of his words saying that my husband will be mine just the way i wanted it to be and gave me an interval of three (3) days. On the third day, while i was at my garden, my husband came to me on his kneels asking me to forgive him for he lost control over himself. I smiled and told him I always love hime and i will always continue to love him. Today myself and my husband now live happily and things are moving more than fine for us. DR ODINANI OWELLE i say a big thank you for your help.you can contact him with his EMAIL ADDRESS odinanisolutioncentre1@gmail.com.Or drodinanisolutioncentre.blogspot.com

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  20. Read Up My Story Today as my story is a very special and unique one as is not like the numerous advert you always see online and also I want to be 100% sincere and truthful to you that there can never be any other online spell caster that can help you bring back your EX BACK to you other than DR OTIS DARKO as he alone is 100% effective,dynamic and very reliable as 99.9% of other spell casters are not for real and can never help you solve your problems at all instead they will complicate your present condition OK SO BE WISE AND ALSO BE WARNED AND CONTACT DR OTIS DARKO TODAY... MY OWN LIFE STORY / EXPERIENCES IS BELOW:


    My Name is Alan Pratte, From USA. I wish to share my testimonies with the general public about what this man called Dr OTIS DARKO has just done for me , this man has just brought back my lost Ex WIFE to me with his great spell, I was married to this woman called Sharon we were together for a long time and we loved our self’s but when I was unable to make her pregnant for me and also give her al she needs she left me and told me she can’t continue anymore then I was now looking for ways to get her back until a friend of mine told me about this man and gave his contact email: otisdarko60@yahoo.com then you won't believe this when I contacted this man on my problems he prepared this spell cast and bring my lost WIFE back, and after a month she became pregnant for me because he gave me some herbs to take also and when she went for a test and the result stated that she was pregnant am happy today am a FATHER of a baby girl, thank you once again the great DR OTIS DARKO for what you have done for me, if you are out there passing through any of this problems listed below:

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    (4) You want women/men to run after you.
    (5) If you want a child/PREGNANCY SPELL.
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  22. i want to use this medium to testify of how i got back my ex husband after
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    Whats App him on +2348132777335 Good luck

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  23. Read Up My Story Today as my story is a very special and unique one as is not like the numerous advert you always see online and also I want to be 100% sincere and truthful to you that there can never be any other online spell caster that can help you bring back your EX BACK to you other than DR OTIS DARKO as he alone is 100% effective,dynamic and very reliable as 99.9% of other spell casters are not for real and can never help you solve your problems at all instead they will complicate your present condition OK SO BE WISE AND ALSO BE WARNED AND CONTACT DR OTIS DARKO TODAY... MY OWN LIFE STORY / EXPERIENCES IS BELOW:


    My Name is Alan Pratte, From USA. I wish to share my testimonies with the general public about what this man called Dr OTIS DARKO has just done for me , this man has just brought back my lost Ex WIFE to me with his great spell, I was married to this woman called Sharon we were together for a long time and we loved our self’s but when I was unable to make her pregnant for me and also give her al she needs she left me and told me she can’t continue anymore then I was now looking for ways to get her back until a friend of mine told me about this man and gave his contact email: otisdarko60@yahoo.com then you won't believe this when I contacted this man on my problems he prepared this spell cast and bring my lost WIFE back, and after a month she became pregnant for me because he gave me some herbs to take also and when she went for a test and the result stated that she was pregnant am happy today am a FATHER of a baby girl, thank you once again the great DR OTIS DARKO for what you have done for me, if you are out there passing through any of this problems listed below:

    (1) If you want your ex back.
    (2) if you always have bad dreams.
    (3) You want to be promoted in your office.
    (4) You want women/men to run after you.
    (5) If you want a child/PREGNANCY SPELL.
    (6) You want to be rich.
    (7) You want to tie your husband/wife to be
    yours forever.
    (8) If you need financial assistance.
    (9) How you been scammed and you want to recover you lost money.
    (10)Stop Divorce
    (11) CURE TO ALL KIND OF SICKNESS/DISEASES HERE
    (12) Winning of lottery
    (13) Cure To Hiv/Aids
    (14) LOTTERY/LOTTO SPELL WINNING
    (15) CURE TO HERPES AND ANY OTHER SEXUALLY TRANSMITTED DISEASES AT ALL...
    (16) HAVE YOU BEEN SCAMMED BEFORE AND NEEDS TO RECOVER ALL THE DOLLARS/MONEY YOU LOST TO THESE FRAUDSTER ???.. CONTACT OTIS DARKO AS HE HELPED MY FRIEND CALLED LEONARD CAPTAIN FROM USA TO RECOVER BACK THE SUM OF $300,000.00 DOLLARS HE LOST TO SCAMMERS ONLINE

    Email... otisdarko60@yahoo.com...... YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136

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  24. HOW I GOT MY LOAN FROM THIS GREAT COMPANY CALLED SLIVINU MARKO LOAN COMPANY

    Hello to All across the globe, I am Martha Loiussa, currently living in NEW YORK now, USA. I am a widow at the moment with 2 kids and I was stuck in a financial situation in April 2017 and I needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not fall prey to those hoodlums out there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I meet Mr Slivinu Marko the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr Slivinu Marko if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… ( slivinumarko@yahoo.com ) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr Slivinu Marko today for your loan

    They offer all kind of categories of loan they

    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........( slivinumarko@yahoo.com )
    When it comes to financial crisis and loan then Mr Slivinu Marko loan financial is the place to go please just tell him I Martha Loiussa direct you Good Luck.... HS EMAIL IS : slivinumarko@yahoo.com .

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  25. Tracey Wilson Says

    Am giving this testimony because am happy and I want you all to be 100% careful on who you contact online so you will never and never be scammed at all as I have held an experiences with some useless and jobless spell caster who ripped me off the total sum of $39,000.00 dollars and another one also scammed me out of the sum of just $10,000.00 while the last one I meet collected the sum of $12,000.00 dollars from me and all these happened to me because I was so desperate in getting my lover back to me and one faithful and wonderful after noon as I was surfing the net I came accross a testimony on how one Tracey Jackson got her EX back to her with the help of DR OTIS DARKO and I decided to give him a TRIAL because of all the testimony I read online about this man and at the end of it all it ended well as my ex came back to me at once and he has done all I asked of him to do for me and it did not only end up there this spell caster as did PREGNANCY SPELL for me and today am pregnant... His email address is : otisdarko60@yahoo.com...... YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136

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  26. I'm here to share to the worldwide that Dr IMAFIDON is a Powerful Herbal Medicine man. that can cure your disease if you can only contact him and let him help you. I was cured from my HIV illness . I never knew my wife as goijback on-the-go ET. he gave me a Natural cure that ended my suffering after using it for Five day. i went to check myself on the hospital and i was tested negative. I can't more happier but to say thank you sir and i use this medium to say to everyone don't waste any time to contact this powerful herbal Dr IMAFIDON On any Kind of Disease he is Ready to help you. You can reach him through email address DR imafidon0@gmail.com
    WHATSAPP number +2348100649947

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  27. It’s obvious some patient with HERPES/HIV/CANCER are been enslaved to the antiviral and other supplementary Orthodox medicine just to help suppress the virus and not a cure. I have been with the virus since 2012 until I was introduce by a blogger who also narrated her story online on how she was cured of Genital Herpes after using Dr IMAFIDON herbal Medicine. This is a year and 2 weeks since I was delivered from Herpes. All thanks to God for using this Great herbalist to heal me. I have promise to keep telling good about Dr IMAFIDON Please fill free to share Your problems with him and don’t forget to tell him I did refer you to Him. Thanks. Write him on mail drimafidon0@gmail.com or WhatsApp him on +2348100649947. He deals with Alzheimer virus, Copd, Cancer HIV Herpes Genital warts ALS BV UTI Virginal infection Genital Wart HPV Hepatitis A/B Good luck HSV Pregnancy Ex back

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  28. I am John Danilla from UK( northern ireland), i want to share a
    testimony on how a powerful spell caster cured my HIV disease, i was
    diagnosed of this disease, in the year 2009, last week i saw a testimony on
    Dr.Akioya on how he cured an HIV patient, so i contacted him through phone
    and he asked me to email him, which idid, so he told me that all my
    problems is over and then he decided to do an healing spell spell for me so
    after he finished it, he told me to wait for just 24 hours and then i
    should go for a test, so i really did as he had said, so my greatest
    surprised when i went to the hospital to go for an HIV test, the Medical
    doctor diagnosed that, i am now HIV negetative at first i was amazed and
    now i have come to realise that this spell caster Dr. Akioya is a very
    powerful one and a real spell caster. So viewers of this should please join
    me in my celebration for i am the happiest man on earth today and if you
    want to contact him, you can do this via his email
    (drakioya17spellhome@gmail.com or call him or whatsapp him
    +2348105257464.

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  29. I want to share a testimony of how Dr UDI herbal mixture cream saved me from shame and disgrace, my penis was a big problem to me as the size was really so embarrassing ,and i was also having weak erection problem i had so many relationship called off because of my situation, i have used so many product which i found online but none could offer me the help i searched for Which was very painful and then i saw some few testimonies about this herbal specialist called Dr UDI and decided to email him on so I gave his herbal product a try. i emailed him and he got back to me and we discussed, he gave me some comforting words and encouraged me also ans then gave me his herbal pills and cream for Penis Enlargement Within 1 week of it, i began to feel the enlargement of my penis, " and now it just 2 weeks of using his products my penis is about 10 inches longer and am so happy contact Dr UDI via (drudiherbalhome@gmail.com) Via whatapp on this number +2348051243538

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  30. hello i just want to bring to your notice an easy way of becoming a millionaire.I read about a blank ATM card & decided to reach out to this vendor, he then gave me the guidelines & proof of how the card was cloned. Though i wasn’t sure about their services but they assured me of safe & geniue transaction if i obliged to their terms and conditions which i eventually agreed to & 4days later i was delivered a card by the Delivery service which was sent from this hacker. I was shocked when the card dispensed $2000 instant, I've been able to cash out $10k...All thanks to you guys, you can email this real and reliable hacker via email: (verifiedhackinghome.hackers@gmail.com) or whatapp +1 (516) 494 0313 Do view his website to see testimonies of how people became a millionaire by using his BLANK ATM CARD:https://verifiedhackinghomehackers.wordpress.com/  

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